The Relationship Among Working Memory Free Essays

The general focal point of this exploration is to look at execution in standard subjective structures and online assignments. The analysts plan to look at the impact that math tension applies on numerical insight and to distinguish the preparing segments that are so affected. Theory: The higher the math tension, the lower the working memory limit, the higher the likelihood to get a low exhibition. We will compose a custom paper test on The Relationship Among Working Memory or on the other hand any comparative subject just for you Request Now Factors: IV †math anxietyDV â€working memory limit, execution The autonomous variable math uneasiness is controlled into three levels: high, medium, low. The degree of tension is resolved using sMARS (short math nervousness rating scale) is a 25-thing form of the most broadly utilized proportion of this develop, 98 thing MARS. The sMARS evaluates an individual’s level of trepidation and uneasiness about math on a 1-5 Likert scale, requesting participants’ reactions about how on edge they would be made by different settings and encounters. The needy factors â€â€ working memory limit and performance.Salthouse and Bobcock’s listening length (L-range) and calculation length (C-length) errands surveyed participants’ working memory limit by expecting them to store expanding quantities of words or digits in working memory while handling basic verbal or number juggling undertakings. In L-length task, members hear various basic sentences, individually , and must answer a straightforward inquiry regarding current sentence before hearing the following. In C-length test, straightforward number-crunching issues supplant the sentences then the members offer the response to every issue, individually, and must review the last number in every one of the few issues inside that, all together. In analyze 2, members see the issue and are coordinated as they produce its answer verbally. In try 3, members were given the L-length and C-range in addition to they were given a letter change errand to test working memory limit and procedures. In the presentation, looks at through the consequences of the escalated working memory undertakings. Methodology: Experiment 1 Experiment 2 Experiment 3 CONCLUSION: The analysts closed with two progressively broad comments. Initially, math uneasiness isn't epiphenomenon †it's anything but a psychological examination about oneself that is disconnected to the idea of mental processing.For model, measurements understudies who do ineffectively on a test guarantee that they become confounded, can't concentrate on the job needing to be done, or continue considering how poor they are at math. Despite the subjectivity of these cases, they are totally predictable with the researchers’ primary outcome: Math tension upsets the on-going, task -applicable exercises of working memory, hindering execution and debasing its exactness. Second, the specialists note the constructive outcomes of following counsel with which this article started: that impact is a part of critical thinking that merits observational attention.Cognitive examinations that incorporate individual contrast qualities like math tension are uncommon, yet may demonstrate helpful in increasing a comprehension of space explicit insights. Moreover, it presently gives the idea that standard appraisals of working memory length, particularly those utilizing number juggling upgrades, are delicate to at any rate two classes of impacts: the focal limit and preparing attributes of the person, no doubt, yet in addition the temporary impacts of tension in the testing situation.Given present and significant endeavors that relate working memory instruments to procedures, for example, understanding perception, memory recovery, and such, it is reasonable to think about how conceivable it is that nervousness or other individual distinction variables might be affe cting both the evaluations of individuals’ working memory range and their on-line execution. * The subjects were alloted to the treatment are blended â€- in try 1 the lower level undergrad sychology classes were selected and they are to get a kudos for taking part, in try 2 they have some subject from explore 1 and the extra subjects chipped in their interest as an end-result of additional credit, while in try 3 did again get extra subjects which likewise undergrad brain science graduates . * The analysts utilized ANOVA †segment 3 of table 2 (page 228) presents the relationship among's sMARS and the rest of the factors, utilizing math nervousness gathering (low, medium, high) as a between-subjects variable.They likewise utilized ANOVA two-approach to check whether the decrease in limit contrasted as a component of sort of length task. * The target of the investigation was acknowledged for they have assembled two general comments structure their tests and they have clarified well the ends they have made in regards to the relationship among working memory, math uneasiness and execution. The most effective method to refer to The Relationship Among Working Memory, Papers

Checking Immigration Case Status With USCIS

Checking Immigration Case Status With USCIS The U.S. Citizenship and Immigration Services (USCIS) office has overhauled its administrations to incorporate checking case status onlineâ and utilizing a remote helper online to respond to questions. Through a free, online entryway, MyUSCIS, there are different highlights. Candidates can present an online solicitation, get programmed email or instant message refreshes when a case status changes and practice the civics test. Being that theresâ a large number of migration alternatives from applying for U.S. citizenshipâ to green card residency status and transitory working visas to outcast status, to give some examples, MyUSCIS is the one-stopâ site for all candidates mentioning U.S. movement. The USCIS Website The USCIS site has bearings for beginning on MyUSCIS, which permits a candidate to survey their whole case history. Every one of the a candidate needs is the candidates receipt number. The receipt number has 13 characters and can be found on the application sees got from USCIS. The receipt number starts with three letters, for example, EAC, WAC, LIN or SRC. Candidates ought to overlook the runs when entering the receipt number in the website page boxes. Be that as it may, every single other character, including the reference marks, ought to be incorporated on the off chance that they are recorded on the notification as a major aspect of the receipt number. In the event that missing the application receipt number, contact the USCIS Customer Service focus at 1-800-375-5283 or 1-800-767-1833 (TTY) or present an online request about the case.â â Different highlights of the site incorporate recording structures electronically, checking office case preparing times, finding a specialist approved for finishing a clinical test for altering status and surveying documenting charges. A difference in address can be recorded on the web, just as discovering nearby preparing workplaces and making an arrangement to visit an office and talk with a delegate. Email and Text Message Updates USCIS permits candidates the choice of accepting an email or instant message warning that a case announcement has happened. The warning can be sent to any United States cell phone number. Standard wireless content informing rates may apply to get these updates. The administration is accessible to USCIS clients and their agents, includingâ immigration legal counselors, magnanimous gatherings, companies, different supporters, and you can enlist for it on the web. Make an Account It is significant for any individual who needs customary updates from USCIS to make a record with the office to guarantee access to case status information.â A supportive element from USCIS is the online solicitation get to alternative. As per the organization, the online requestâ option is an electronic device that permits a candidate to put a request with USCIS for specific applications and petitions. A candidate may make a request on chosen frames that are past posted preparing times or chosen structures where the candidate didn't get an arrangement notice or other notification. A candidate can likewise make a request to address a notification got with a typographical blunder.

Global Human Resource Management

Question: Talk about the Global Human Resource Management. Answer: Presentation The accompanying task assesses the effect of the social contrasts on the worldwide human asset practice. With the end goal of the task, the human asset rehearses picked are enrollment and determination just as the profession the board practice. Representative enrollment and choice just as vocation the board are the basic human practices for the business undertaking. In such manner, it very well may be expressed these two practices will help the human asset the executives of the business substance. Mondy and Martocchio (2016) expressed that social contrasts ought to significantly affect the enlistment and choice just as vocation the executives of the workforce. Representatives originating from various foundations and societies will have various perspectives, feelings and hard working attitudes. In this way, the administration of the business substance needs to consider these variables in creating viable human asset strategies for the business element. As indicated by Mathis et al. (2016) there a few social variables like force separation independence, manliness/womanliness a well as the general perspectives and the convictions of the shoppers. Such factors will tremendously affect the detailing of the human asset approaches received by a worldwide business endeavor. Representative recognition is a deciding element that has an effect of the human asset approaches of a business undertaking. Accordingly, worker recognition to a great extent relies upon the social characteristics of an individual representative. Conversation Social variables The social qualities are a relevant characteristic that has an effect on the worldwide human asset the executives. Hendry (2012) expressed that the way of life is made out of specific powers containing values, convictions just as the activities of a particular gathering of people. Other than this, it tends to be said that religion just as ethnicity are a significant piece of culture of a gathering. Consequently, there ought not be a conflict between the way of life of the association and representatives. This can prompt representative discontent and increment the whittling down rate in the business association. Bennett and Ho (2014) referenced that human asset rehearses like enrollment and choice just as profession the executives are profoundly impacted by the social parts of a specific area. In such manner, it very well may be express that the desires for the potential and the current representative in the business association are a profoundly significant piece of the social propert ies of a particular district. A few social traits would impact the human asset practices of enrollment and profession the board of the workers. Coming up next are the elements that have an effect on worldwide human asset the board rehearses in the worldwide market. The human asset practices of profession the board just as enlistment, is assessed with regards to these elements. Force Distance-The force separation in the association is a basic social characteristic. The idea of intensity separation alludes to imbalance among the representatives working in the association. Purce (2014) expressed thatan increment in the force separation prompts more prominent contrasts in power, duty and status among the seniors and the youngsters in the business association. In such manner, it very well may be expressed that the force separation is among the basic factors that will h help the business substance in the advancement of the objectives and the destinations of the business element. In any case, the idea of intensity separation is progressively conspicuous in numerous nations. All things considered, the business element needs to create appropriate human asset methodologies to conquer business manageability in the residential and the International market. Force separation will prompt unbending nature in the hierarchical structure of the business association. Other th an this, the effect of intensity separation in the hierarchical culture will prompt lesser adaptability in the business functionalities. What's more, this would bring about lesser coordination and collaboration among the association. A force separation culture would be generally appropriate for associations having a progressive work structure. Independence - The idea of individual conduct is a basic characteristic for the business element for the advancement of the authoritative objectives and the destinations for the business element. As indicated by Mello (2014), the independence alludes to the activities of a person rather than filling in as a group for the business venture. As per Nickson (2013)., this basic social trait can affect the operational procedures of a business undertaking. The human asset division of the business venture needs to think about the individualistic quality of the representatives, in the improvement of human asset procedures of a business undertaking. Riley (2014) expressed that independences will prompt more prominent adaptability and help the representatives handle a lot of obligation, along these lines, improving their ability and fitness. With regards to profession the executives, the characteristic of independence is generally appropriate and would help the business element in improving the abilities of the workforce. Manliness/Femininity-The component of manliness/Femininity alludes to the degree to which the manly defeats the ladylike qualities in the business association. The manly qualities that can be recognized are self-assuredness, direction of execution just as the achievement and the intensity of the person. In this specific circumstance, it tends to be expressed that the female qualities are the personal satisfaction just as the degree of coordination and collaboration among the representatives in the association. In such manner, it tends to be expressed that this degree of manliness just as the female qualities changes from culture to culture. Accordingly, the advancement of the human asset approaches in the business association will reflect about the operational and the promoting strategies followed in the business association. In this unique circumstance, it very well may be expressed that the manliness and the female qualities in the business association will affect the operational a pproaches of the business element. Nele et al. (2014) expressed that the human asset practice of vocation the executives ought to rely impressively upon the social traits of the association also the representatives right now working. In that capacity, the administration of the business venture needs to react suitably in executing its vocation the executives procedures in a serious way. Both manliness and female qualities have a tremendous effect in actualizing the human asset procedures of the business substance. With regards to enlistment and choice systems just as the profession the board methodologies embraced by the business endeavor. Mentality and Perception-Employee observation and demeanor will have an impressive effect on their faithfulness towards their business association. As indicated by Kehoe and Wright (2013), the social part of a business association will have an effect in deciding the mentalities and discernment towards the business association. With regards to the enrollment and the choice systems of the business association, it is basic to survey the view of the potential representatives of the business association to comprehend their desires from the organization. In that capacity, it is essential for the business element to examine the representative input in organizing the enlistment and the determination systems in such a way, which will profit both the association and the worker. In the enrollment and the choice techniques of the business substance, the business element needs to unmistakably convey the activity job just as the advantages that will be offered to the shoppers. Vocation Management The vocation the executives alludes to actualizing techniques, which can improve the aptitudes and the skills of the representatives working in the business association. In such manner, it tends to be expressed that the administration of the business element needs to think about the social impacts, so as to comprehend the desires for the workforce identifying with their vocations. Vocation the board alludes to helping representatives procuring more noteworthy abilities and aptitudes to upgrade their abilities. Gatewood et al (2015) expressed that the social contrasts should represent a danger and snags to such activities taken by the business undertaking. In this way, representatives must be responsive enough to accumulate new thoughts and functionalities to upgrade the hierarchical profitability. In such manner, it tends to be expressed that the administration of the business substance needs to react suitably to comprehend representative needs and issues and respond appropriately. As per Flamholtz (2012), the profession the executives activities from the workers would not be satisfied if the association objectives and destinations of the business element were not contemplated. In that capacity, there ought not be a conflict between hierarchical culture and the way of life of the representatives working in the business association. Other than this, the way of life of the association will not be de-persuading to the representatives in any way. To advance vocation the executives activities, the human asset division needs to evaluate the persuasive degrees of the laborers, and afterward act appropriately. The profession the board arrangements executed in the business association will must be reasonable and straightforward and ought not be one-sided to any representative in the business association. Enrollment and Selection Procedure As per Flamholtz. (2012), worldwide associations need to confront various issues while leading their organizations in the supervises showcase. Along these lines, executing an equivalent business structure in a social diverse nation can be distressing, given the complexities of the business activities. The affectivity of the human asset practices must be accomplished, if the chiefs and the subordinates acknowledge the human asset

Teacher and Softball free essay sample

Sports can be utilized to learn life exercises in manners that they help shape mentality, depict enthusiasm, create character, and educate friendship. â€Å"When life tosses you a bend ball† implies that when life gives you obstructions to survive. This is a statement identifying with life joining baseball or softball in to it, utilizing â€Å"curve ball† as an equivalent for snags. Softball, alongside different games, is an incredible method to learn life exercises and isn't only a game. A game, for example, softball, is something that numerous individuals can profit by. All ages, beginning at 5 can appreciate the sport of softball. We, as people, advantage from getting the hang of, appreciating each others’ organization, and surviving and gaining ground in the game. These ideas can likewise be identified with regular daily existence since we do every one of these things consistently. As individuals, we likewise need an outlet for our feelings and hardships that we face; softball can assist us with this. We will compose a custom paper test on Instructor and Softball or on the other hand any comparable point explicitly for you Don't WasteYour Time Recruit WRITER Just 13.90/page Rather than taking out outrage on someone else, we can take our annoyance out on pummeling the pitch and making a grand slam out of it. On the off chance that you take a gander at this from an increasingly significant forthcoming, you can take your displeasure throughout everyday life and consistently beat the competition on the off chance that you handle every circumstance in a positive and expert manner. Softball likewise instructs individuals to have enthusiasm. I give a great deal of acknowledgment to the game for instructing me to have energy in the game, however throughout everyday life. Softball gave me something to be energetic about and furthermore trained me to keep being enthusiastic about different things, for example, my school work, and being effective. On the off chance that I didn't have softball in my life, I don't have the foggiest idea where I would be today since it was the primary thing that I was enthusiastic about. Since I was enthusiastic about softball for my entire life, it has given me incredible chances. The best open door it has given me is having the option to go to a school that I love and furthermore having the option to play softball. On the off chance that I wasn’t as decided and enthusiastic about softball I would have not gotten the chance to play at Point Park University. Being a competitor of softball has shown me such a great amount throughout everyday life. Having an incredible disposition while laying a game was not in every case simple; notwithstanding, I realized that on the off chance that I didn't have a decent demeanor I would not progress nicely. This thought, additionally, extended to regular daily existence. On the off chance that I didn't have a decent disposition when I woke up toward the beginning of the day resembled on the off chance that I didn't have a decent mentality going up to the plate when I was fixing to make something happen. I realized I would come up short on the off chance that I didn't have this uplifting demeanor. Softball additionally can instruct individuals to communicate. I would not be the individual I am today in the event that I didn't have softball to help shape the individual I am. It instructed me to convey as a colleague and be conscious to the next group. I additionally deciphered this in to my regular daily existence. In the event that I didn't impart on the field, or on the off chance that I didn't speak with my companions I would not have effective associations with individuals. Likewise, in the event that I didn't regard individuals, individuals would not show any regard for me. Taking everything into account, softball has not just helped me in existence with showing exercises and molding me as an individual, yet it has helped a ton of others also. Softball, alongside different games, is an extraordinary outlet for managing feelings and hardships, not to mention likewise showing incredible life exercises.

Battle of the Bands

Battle of the Bands Hey-o prefrosh. Are you dying of anticipation yet? CPW starts tomorrow and its all for you. For four days MIT crams all the awesome stuff we do throughout the year into one gigantic weekend extravaganza with an event density so high, its like a neutron star of awesome! Theres ice cream made with liquid nitrogen, rock band, dance parties, and more food than youll know what to do with (hint: give it to a hungry upperclassmen or your favorite blogger, as long as theyre both me). But of all the people I polled about CPW, the one event they said meant more than anything to them was Battle of the Bands.* For an hour and a half one night youll see MIT kids like you never knew them before! Some of the most talented musicians on campus lay down their calculators, their voltmeters, and their soldering irons to strum their guitars; beat on their drums, and whatever the heck you do with a theremin to raise the potential difference from the stage to you to just nigh the electric breakdown of air! (for concerned parents, I can pretty much guarantee you there will be no lightning sparks involved in the playing of music, though its totally possible) Well be cranking the amps to 11 (plus or minus some /epsilon) and throwing together 7 all-MIT bands to answer the question thats been plaguing the ages: Will it Blend? Who is the greatest? Technicolor, The Guitar Knives, The Shallow Romantics, Supa Dupa, Circle of Lewis, Castle Bravo, and Crossroads meet in the proverbial octagon on the second floor of the student center to battle it out for a shot at glory! So how much would you be willing pay for such an event? A quick check on ticketmaster shows Lady Gaga tickets at TD Banknorth cost at least $200, but for you dear prefrosh its only $3! Thats 23 pico-percent of our GDP! And weve got kids just as weird as Lady Gaga, but much better at math. However, just in case youre the super self-aware type concerned about how your enjoyment of Battle of the Bands isnt doing much for charityâ€"it is! Half of the proceeds from the event will go to Camp Kesem, a student-run camp for children whose parents have or have had cancer. So enjoy it, for the children. Plus your admission to the event lets you grab the LMCs CD for only $5! But Chris you say, whos going to determine the winner? Who has an ear fine-tuned enough? Who is awesome enough? Who is brave enough? Who is free-on-a-saturday-night-from-7:30-9:00 enough? Well dear prefrosh, it is I! Yes I will be sitting on the panel of three judges along with Chris Peterson from the Admissions Office and a super secret MyStErY judge! (you can tell its mysterious because every other letter is capitalized). Plus, I heard a certain Tim Beaver is planning on being there to get his rock on. Hes been known to get a little crazy. See you there! For more information you can check out the website at http://lmc.mit.edu/battle. Battle of the Bands is put on by the MIT Live Music Connection ( http://lmc.mit.edu) in conjunction with Beta Theta Pi (really cool guys), Burton-Conner, and Camp Kesem. *I didnt poll anyone about CPW and I made up what they said. But they wouldve said it if Id asked. Totally.

Why it is actually worth your time to read the blurb before the passage

If youve looked at any SAT prep books or taken a class, youve probably been advised to always read the blurb before the passage. As I was discussing with Debbie Stier yesterday, however, those couple of lines can seem like a throwaway. People keep on reading them because they know they should, but they dont really know how to use the information they provide. Truth be told, I never thought all that hard about those little blurbs until recently, when I was explaining to someone to how incredibly important it is for students to be be able to identify passage topics. Forget main point, tone, and all those, uh, higher order thinking skills like inferences. If a student cannot figure out what the topic of a passage is†¦ well, theyre not necessarily screwed, but lets just say that things wont be easy. As I was saying this, I started thinking about the fact that students have difficulty identifying topics because they get so caught up in worrying about unfamiliar vocabulary and trying to puzzle out confusing syntax that they cant figure out the basics. Then it occurred to me that theres one place where the topic is likely to be stated clearly and with minimal room for misinterpretation: the italicized blurb. Think of it this way: The point of the italicized blurb is to tell you what the passage is about. In other words, it tells you the topic. Many correct answers to Critical Reading questions mention the topic, either by name or rephrased in more general form. In contrast, incorrect answers to Critical Reading questions are often wrong because they are off-topic. In order to recognize when an answer is off-topic, you must know what the topic is.  If you do not know what the topic is, you will not be able to recognize when answers are off-topic.  That does not mean you sorta kinda have a general idea what the passage is talking about. It means you must be able to state the topic clearly, precisely, and accurately in no more than a couple of words. (I dont take that last one as a given; I have had students who could state topics clearly and precisely, but also totally inaccurately.) Since the italicized blurb often identifies the topic clearly and precisely in no more than a couple of words, it is therefore logical to read the blurb carefully. To be sure, the blurb will not always provide this information, but it will do so often enough that it is worth spending a few seconds reading. This is especially true for Passage 1/Passage 2. The point of the blurb is to tell you what  both  passages are about information that can allow you to answer seemingly complicated questions in no more than a few seconds. Lets look at an example: Blurb: The term Cold War refers to a period of confrontation from about 1945 to 1990 between the two global superpowers of that era, the United States and the Soviet Union (a collection of republics led by Russia). These passages are adapted from a book published in 1998. What does the blurb tell us? That the passages will be about the Cold War, defined as the conflict between the United States and the Soviet Union between 1945-1990. That is the topic. The topic is not the United States or the Soviet Union or Russia or global superpowers or the period between 1945-1990. Those things are only mentioned in order to explain the topic. Any answer choice that implies that one of those things is the main focus of the passage will be incorrect. Now consider this question: Both passages are concerned chiefly with (A) the causes of the Cold War (B) the aftermath of the Cold War (C) European political ideologies (D) Soviet leaders and policies (E) the devastation of World War II This question is really asking us what the topic of both passages is. According to the blurb, the topic is the Cold War. Only (A) and (B) specifically mention the Cold War. European political ideologies, Soviet leaders and policies, and the devastation of World War II make no mention of the Cold War, so (C), (D), and (E) can  be eliminated for being off-topic. So just by reading the blurb, you can eliminate three answers without even reading the passage. But how to decide between the  remaining two? Stay tuned

Corporate Sustainability as a Business Approach Free Essay Example, 2000 words

New benzene policies in the company will benefit a number of groups in the company. People working in the lower levels of the company, especially those working in the drying shed are likely to benefit if the implementation of the policies was to take place. According to Shapiro, groups of people working in the drying section dried the cake dumped in a rotating screen and washed with benzene. Although there was a vacuum box that partially recovered the benzene, the technology was outdated, and never worked well. As such, most of the benzene evaporated within the shed, making the atmosphere in the shed heavy with fumes, despite the construction that assumed an open-air style. According to Shapiro, benzene also known as a carcinogen has direct and statistically shows a valid correlation between benzene and leukemia as well as birth effects. Not only would they reap high benefits from the reduced concentration levels, but they would also enjoy favorable working conditions. With favorab le working conditions, the shareholders indirectly are likely to gain. Good working conditions are a motivating factor for workers in an organization. We will write a custom essay sample on Corporate Sustainability as a Business Approach or any topic specifically for you Only $17.96 $11.86/page As he explained to her, because the project could not now show an adequate return on investment, and because the present process was technically "open-air" and, therefore, not contrary to OSHA regulations.

Causes And Treatment Of Chronic Disease - 1077 Words

Chronic diseases are becoming an enormous problem in many countries; in fact, it is the leader in cause of death in the United States. There are many different types of chronic diseases, for instance, Obesity, Epilepsy and seizures, and Type-2 Diabetes. Chronic disease becomes more common with age, yet these diseases are becoming more prevalent in younger kids for many different reasons and most chromic diseases are linked to each other. Type-2 diabetes impacts just about every part of the world, for example it has a prominent stand in Africa. Diabetes in Africa is challenging and puzzling, since most African countries only have 2-3% prevalence rate. It’s not a lot as of now but there is reason to believe that there will be an outbreak in Africa. Type-2 Diabetes is a chronic disease in which people have problems regulating their blood sugar. People with diabetes have high blood sugar because their bodies do not produce enough insulin, are not responsive to insulin, and a combi nation of both Type-2 diabetes is extremely common. The Centers for Disease Control and prevention (CDC) estimates that over 29 million children and adults in the United States have some form of diabetes. That is about 9 percent of the population. The vast majority of these people have type-2 diabetes. Type-2 diabetes is often preventable some of the risk factors for it are obesity, sedentary lifestyle, old age, family history of diabetes, history of gestational diabetes, and race or ethnicity. SoShow MoreRelatedChronic Respiratory Diseases ( Crd )1147 Words   |  5 Pagespaper will look into various aspects of chronic respiratory diseases (CRD). It will look at the prevalence of CRD in both Australia and China and the factors affecting both countries. 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Three main conditions of this disease are emphysema, chronic obstructive bronchitisRead MoreSymptoms And Treatment Of Chronic Kidney Disease845 Words   |  4 Pages Chronic kidney disease is defined as renal damage that has resulted in a glomerular filtration rate (GFR) of less than 60 ml/min and has persisted longer than three months. The disease is irreversible and treatment must be maintained to preserve the quality of life. Management involves eliminating or controlling factors that may potentially cause additional damage to the kidneys. The leading cause of chronic kidney disease is diabetes mellitus, followed by untreated systemic hypertension. Less

What is a Remake Film Essay - 852 Words

A remake is a film that has been produced, based on, or inspired by, an already existing, older motion picture. Wether it be an allusion or a line-by-line retake of a movie, the term remake covers everything in the realm of reused material. However, the term generally pertains to a new version of an old film, usually with significant production and narrative changes. King Kong, released in 1933 by Merian C. Cooper and Ernest B. Schoedsack, is no exception. Legendary for its developments in soundtrack and visual effects, the original version of the film was the inspiration behind Peter Jackson’s want to become a director, remaking it in 2005 this time with new developments and interpretations of music and visual effects as well as story†¦show more content†¦Max Steiner’s 1933 soundtrack for King Kong was revolutionary. It was the first sound film to be accompanied by an original, non-diegetic, score that paralleled, supported and enhanced the narrative. These pioneering techniques strongly influenced the governing film scoring principles and have been used ever since. The 1933 King Kong uses an early variation of a technique called â€Å"mickey-mousing† which can be seen notably in scenes such as that with the Chieftain’s footsteps being synchronised, Kong as he searched for Jack on the cliff, and the low s trings imitating the aeroplanes in flight. It was also well known for its ground breaking use of themes/leitmotifs, short, reoccurring, musical phrases usually associated with a particular person or theme, such as a love theme for Ann and Kong as well as separate themes for their individual characters. â€Å"Mickey-mousing† was obsolete by 2005, however, and scores have become more preoccupied with defining the mood with fierce action music and emotional melodies like when Jack and Ann escape as it switches back and forth between frantic drumming as they’re chased and tentative suspense as Carl prepares the trap, for instance. Although, Peter Jackson’s version also uses motifs for characters such as Ann and Kong, however his themes change and develop as the characters and the relationship between the characters do. The personality of both films shines through greatly in their music. The original 1933Show MoreRelatedNightmare On Elm Street Movie Comparison Essay1359 Words   |  6 PagesBrooks English 1010 October 6, 2017 Nightmare On Elm Street Remake VS. Original Me being a total horror movie fanatic and with the remake craze taking the horror genre by storm, we all compare the remake to the original while  we’re watching it. One of the most classic horror films of all time, Nightmare on Elm Street, was originally made in 1984 and later got remade in 2010 after a slew of sequels. When Nightmare on Elm Street got a remake, everyone at that time had split decisions about the newRead MoreDesigning A Remake Centric Film Festival From A Project Essay1443 Words   |  6 Pagesto create a remake centric film festival from a project I did in another film class. In that class, my group and I decided to do a presentation on horror film remakes. While trying to decide on while two films to talk about, I found that a multitude of horror films had been remade. I continued looking up films that had been remade and eventually made it through the lengthy list of horror films, and found other genres that have had remakes. Once I found enough content to pad out a film line-up, I settledRead MoreAnalysis Of The Movie Father Of The Bride 1601 Words   |  7 PagesVincente Minelli’s 1950 film Father of the Bride and in Charles Shyer’s 1991 remake of the same name, respectively. Both films are extremely similar in content, as the remake borrows heavily on dialogue, temperament of characters, scene progression, and the overall essence of the theme of adoration between a father and his daughter, even though they are set 41 years apart. It would be foolish to say that post-war 1950s gender roles of the original film are the same of those of 90s remake, but regardlessRead MoreThe Manchurian Candidate by Johnathan Demme Essay1106 Words   |  5 PagesThe Manchurian Candidate, Johnathan Demme directed the remake. Both films portray paranoia, mind control, and conspiracy. Frankenheimer utilizes satire, humor, and symbolism to convey the themes, whereas, Demme uses modern fears, camera angles and focus, and mental illness to achieve similar results. Many of the elements of the 2004 remake have been modernized. While the original movie placed the soldiers in Korea, the remake placed them in Kuwait. Demme did changed the location of the war, in orderRead MoreEssay on Film Analysis Guess Who and Guess Whos Coming to Dinner1188 Words   |  5 PagesThe Hollywood movie Guess Who (2005) is a remake of Guess Whos Coming to Dinner (1967). Both films premises are about the same situation of an interracial marriage. The original revolved around a daughter bringing her black fiancà ©e to meet her white middle class family. This was a touchy and even controversial subject in 1967 but the film became an award winner. The 2005 update switches the roles around and with a stroke of genius we now have a white fiancà ©e meeting a black family. PersonallyRead More Film analysis Guess Who and Guess whos comming to dinner Essay1136 Words   |  5 Pages The Hollywood movie â€Å"Guess Who† (2005) is a remake of â€Å"Guess Who’s Coming to Dinner† (1967). Both film’s premises are about the same situation of an interracial marriage. The original revolved around a daughter bringing her black fiancà ©e to meet her white middle class family. This was a touchy and even controversial subject in 1967 but the film became an award winner. The 2005 update switches the roles around and with a stroke of genius we now have a white fiancà ©e meeting a black family. PersonallyRead MoreModern Films : The Issue Of Marketing In Modern Film1348 Words   |  6 PagesThe Issue of Marketing in Modern Film Sequels and remakes are currently the name of the game for blockbuster movies. In 2017, seven of the top ten earning films are either remakes or sequels, so clearly there is a good reason behind this trend. After all, entertainment companies are not being paid for who is the most creative. Clearly it is a great business decision to stick with what is not only the safest choice, but the one that will consistently bring in the most revenue for the producer. TheRead MoreFilm Analysis Of The Gangster Filmscarface 1662 Words   |  7 PagesThe Gangster film ‘Scarface’ (De Palma) is about the rise and fall of Cuban refugee turned drug lord, Tony Montana. Throughout the film the viewer witnesses Tony Montana’s narrative arc. The viewer watches as Tony Montana begins his arc as a petty criminal escaping from Cuba and metamorphizes into a drug king pin in America. The average viewer cannot empathize with the narrative arc of Tony Montana. But, the average viewer can empa thize with what Tony Montana is yearning for, the American dream.Read MoreOcean‚Äà ´s Eleven Movie1175 Words   |  5 Pagesseen when comparing movies from two different generations. The first Ocean’s Eleven movie from 1960 with Frank Sinatra shows different societal ideas and values than the film from 2001. The forty-one years that separate these movies had a multitude of changes among society and these changes can be seen with the style of each film. The focus of both Ocean’s Eleven movies had several things in common including the story. Eleven men planned and carried out one of the World’s largest heist ever at aRead MoreParent Trap Essay883 Words   |  4 PagesThese differences between original movies and remakes are apparent throughout the history of movies. During the 1960s, when the original movie The Parent Trap was published, divorce was a touchy topic. Many children did not even know what it was, because it was so rare. Divorce had become more common in 1998 when The Parent Trap was remade. More and more children were seeing their parents split up. How do changes, such as these, tell us about the time periods in which the movies were made? Both movies

Native American Stereotypes Essay - 1357 Words

Another issue is how Native Americans internalize the stereotypes that are forced upon them. In a study conducted by Fryberg, Markus, Oyserman, and Stone (2008), they found three common stereotypes of Native Americans in mass media: Spiritual people who are in tune with nature, warriors, or people with stereotypically bad outcomes, such as alcoholism. It is important to note that not all of these stereotypes are negative, and in fact a few of them are positive. What Fryberg et al. (2008) found, however, was that regardless if the stereotype was seen as positive or negative, all three of those variations caused harm in the form of â€Å"students’ feelings of personal and community worth, and achievement-related possible selves† (p. 216). It did†¦show more content†¦While there are many variables in this study, the results certainly demonstrate that ethnicity and discrimination play a role in resilience, both in the form of academic achievement and feelings of de spair. An extremely resilient Native American youth may be able to achieve high levels of academic success and keep their chin up in the face of despair, however, not everyone is made fully resistant to the wears and tears of stereotyping and discrimination. Race may be a social construct, however, it has very real consequences. Native Americans make up a miniscule percentage of American society, meaning that they are in the minority and are therefore subjected to the rule of the majority. That means that they are subjected to visions of America through white eyes, since whites make up the majority of America. White privilege, therefore, means being able to declare that Christopher Columbus discovered America, completely ignoring the fact that Native Americans resided here long before he arrived. White privilege means getting to write the history, since it is the winners who write history, and telling school children that the Pilgrims and Indians got along, and then glossing over events such as the Trail of Tears. White privilege means seeing Native American protests on TV, such the recent Standing Rock movement, and then having theShow MoreRelatedEssay on Stereotypes and Stereotyping of Native Americans2394 Words   |  10 PagesThe S tereotyping of Native Americans Until fairly recently the popular culture of American literature and film did not attempt to study the true representations of Indians in North America. Instead they chose to concentrate on the romanticized/savage version of Native people: which is an idealistic view of a Native with long, beautiful flowing hair riding on a horse obsessed with chanting and praying to the savageness of a rowdy, wild Native causing unnecessary mayhem to the white peopleRead More Stereotypes of Native Americans in Modern Films Essay examples1321 Words   |  6 PagesStereotypes of Native Americans in Modern Films There are many stereotypes about Native Americans which are promoted in todays films. Since the beginnings of the westward settlement people have been saying things about the Native Americans that are not necessarily true. They were depicted as savages and thieves. Like all peoples this is true about some, but not for all. In fact, it was the Native Americans which helped the pilgrims settle in this country in the first place. This never stoppedRead MoreIndians in Unexpected Places Essay902 Words   |  4 PagesDeloria, with his analytical survey, Indians in Unexpected Places, recounts the synthesis of western white expectations, and American Indians. The book takes its title from the general thesis, which explores not only the relationship between Indians and their introduction into an alien culture, but also the expectations that we have of Indians and how they â€Å"should† interact with our white western culture. According to Deloria, the common notion is that, â€Å"Ind ian people, corralled on isolated and impoverishedRead MoreThe Stereotypes Of Stereotypes And Stereotypes977 Words   |  4 PagesBreaking Stereotypes The labeling or stereotyping of different races often define how they are supposed to act, think, and conduct themselves within society. Stereotyping can have an extremely negative effect on individuals in a particular ethnic group that have a real potential to become something better than what their labels define them as. Stereotypes such as all Native Americans are uneducated and lazy, or all Caucasian people are racists, are assumptions that can cause hatred between racesRead MoreCulture Reading761 Words   |  4 Pageslake 455 e. Might husbands also look for their mothers when they choose wives? What examples of motherly behavior do you find in this essay? READ MORE Feminist Issues Strategy and Style f. What technique(s) does Brady use to introduce her essay? Comment on the effectiveness. g. How does Brady conclude? Is her conclusion long enough for this essay? h. Ms. is a popular publication, in contrast to a scholarly journal. In light of this, describe Bradys style and explain why she uses theRead MoreThe Movie Hell Or High Water Essay1488 Words   |  6 Pagesnamed. 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Knowing how the issue of alcohol became such a predominate part of Native Americans lives will allow us to spawn ideas on how to end the problem. BeforeRead MoreThe Museum Of The American Indian897 Words   |  4 Pagesoverwhelming to the individuals visiting the site. The Smithsonian’s Museum of the American Indian dedicates itself to Native Americans in North and South America, and worked tirelessly with varying tribes to create a new standard. Some visitors and scholars found their work to be successful in design and approach while others found it to be lacking in execution. This institution does not approach Native American history in a familiar fashion; however it does cover an expansive period of time, andRead MoreThe Social Construction Of Race1743 Words   |  7 Pageshuman economic interest, current events, and ideology. There are certain racial definitions however, that have remained mostly the same despite efforts to bring attention to the offensiveness and immorality of such discriminatory thinking. These stereotypes are oftentimes negative and apply to members of minority races, which end up perpetuat ing themselves into various cultural outlets of society including the media and film. Through the use of such popular forms of entertainment, the definitions ofRead MoreAnalysis Of The Film Blaxploitation Films And Chappelle s Show 1633 Words   |  7 PagesWeekly Writing 3 Throughout history, American society has famously taken advantage of non-European cultures and traditions for their own entertainment. Major media companies, colleges, and athletic organizations have famously exploited the cultures and stereotypes of Native American’s and African Americans for the sole purpose of profit and increased entertainment value. In American society, there has been the era of â€Å"Blaxploitation films† in which African American’s society was shown through raunchy

Tax Evasion the Black Economy Free Essays

string(191) " has instead offered a plethora of appellations including: subterranean; hidden; grey; shadow; informal; clandestine; illegal; unobserved; unreported; unrecorded; second; parallel and black\." TAX EVASION It is the general term for efforts by individuals, corporations, trusts and other entities to evade taxes by illegal means. Tax evasion usually entails taxpayers deliberately misrepresenting or concealing the true state of their affairs to the tax authorities to reduce their tax liability and includes in particular dishonest tax reporting, such as declaring less income, profits or gains than actually earned or overstating deductions. Tax evasion is an activity commonly associated with the informal economy and one measure of the extent of tax evasion is the amount of unreported income, namely the difference between the amount of income that should legally be reported to the tax authorities and the actual amount reported, which is also sometimes referred to as the tax gap. We will write a custom essay sample on Tax Evasion the Black Economy or any similar topic only for you Order Now Tax avoidance, on the other hand, is the legal utilization of the tax regime to one’s own advantage to reduce the amount of tax that is payable by means that are within the law. Both tax evasion and avoidance can be viewed as forms of tax noncompliance, as they describe a range of activities that are unfavorable to a state’s tax system, though such characterization of tax avoidance is suspect, given that avoidance operates lawfully, within self-creating systems Smuggling Smuggling is importation or exportation of foreign products by unauthorized means. Smuggling is resorted to for total evasion of customs duties, as well as for the importation of contraband items. A smuggler does not have to pay any customs duty since the products are not routed through an authorized customs port, and therefore are not subjected to declaration and payment of duties and taxes. Ten countries with the largest absolute levels of tax evasion per year. It is estimated that global tax evasion amounts to 5 percent of the global economy. During the latter half of the twentieth century, value added tax (VAT) has emerged as a modern form of consumption tax through the world, with the notable exception of the United States. Producers who collect VAT from the consumers may evade tax by under-reporting the amount of sales. The US has no broad-based consumption tax at the federal level, and no state currently collects VAT; the overwhelming majority of states instead collect sales taxes. Canada uses both a VAT at the federal level (the Goods and Services Tax) and sales taxes at the provincial level; some provinces have a single tax combining both forms. In addition, most jurisdictions which levy a VAT or sales tax also legally require their residents to report and pay the tax on items purchased in another jurisdiction. This means that those consumers who purchase something in a lower-taxed or untaxed jurisdiction with the intention of avoiding VAT or sales tax in their home jurisdiction are in fact breaking the law in most cases. Such evasion is, especially, prevalent in federal states like the Nigeria, US and Canada where sub-national jurisdictions have the constitutional power to charge varying rates of VAT or sales tax. In Nigeria for example, some local states enforce VAT on each goods sold by trader. The price must be clearly stated and the VAT distinct from the price of the good purchased. Any act by the trader contrary to this (like including VAT in the price of the goods) is punishable as attempting to syphoning the VAT. Borders between tax districts in the same nation usually lack the resources to enforce tax collection on goods carried in private vehicles from one district to another, so states only pursue sales and use tax collection on high-value items such as cars. Government response The level of evasion depends on a number of factors, one of them being fiscal equation. People’s tendency to evade income tax declines when the return for due payment of taxes is not obvious. Evasion also depends on the efficiency of the tax administration. Corruption by the tax officials often render control of evasion difficult. Tax administrations resort to various means for plugging in scope of evasion and increasing the level of enforcement. Corruption by tax officials Corrupt tax officials cooperate with the tax payers who intend to evade taxes. When they detect an instance of evasion, they refrain from reporting in return for illegal gratification or bribe. Corruption by tax officials is a serious problem for the tax administration in a huge number of underdeveloped and southern European countries. Level of evasion and punishment Tax evasion is a crime in almost all developed countries and subjects the guilty party to fines and/or imprisonment. In Switzerland, many acts that would amount to criminal tax evasion in other countries are treated as civil matters. Dishonestly misreporting income in a tax return is not necessarily considered a crime. Such matters are handled in the Swiss tax courts, not the criminal courts. In Switzerland, however, some tax misconduct is criminal, for example, deliberate falsification of records. Moreover, civil tax transgressions may give rise to penalties. It is often considered that extent of evasion depends on the severity of punishment for evasion. Normally, the higher the evaded amount, the higher the degree of punishment. BLACK ECONOMY / BLACK MARKET Is the economy in which illegal goods are traded. Du e to the nature of the goods traded, the economy itself is forced to operate outside the formal economy, supported by the established state power. Typically the totality of such activity is referred to with the definite article as a complement to the official economies, by market for such goods and services, e. g. â€Å"the black market in bush meat†. The black market is distinct from the grey market, in which commodities are distributed through channels which, while legal, are unofficial, unauthorized, or unintended by the original manufacturer, and the white market, the legal market for goods and services. Worldwide, the underground economy is estimated to have provided 1. 8 billion jobs. Background The literature on the black market has avoided a common usage and has instead offered a plethora of appellations including: subterranean; hidden; grey; shadow; informal; clandestine; illegal; unobserved; unreported; unrecorded; second; parallel and black. You read "Tax Evasion the Black Economy" in category "Essay examples" This profusion of vague labels attests to the confusion of a literature attempting to explore a largely uncharted area of economic activity. There is no single black economy; there are many. These black economies are omnipresent, existing in market oriented as well as in centrally planned nations, be they developed or developing. Those engaged in underground activities circumvent, escape or are excluded from the institutional system of rules, rights, regulations and enforcement penalties that govern formal agents engaged in production and exchange. Different types of underground activities are distinguished according to the particular institutional rules that they violate. Five specific underground economies can be identified: 1. Illegal Economy 2. Unreported Economy 3. Unrecorded Economy 4. Informal Economy 5. Criminal Acts 1. ILLEGAL ECONOMY The â€Å"illegal economy† consists of the income produced by those economic activities pursued in violation of legal statutes defining the scope of legitimate forms of commerce. Illegal economy participants engage in the production and distribution of prohibited goods and services, such as drug trafficking, arms trafficking, and prostitution. 2. UNREPORTED ECONOMY The â€Å"unreported economy† consists of those economic activities that circumvent or evade the institutionally established fiscal rules as codified in the tax code. A summary measure of the unreported economy is the amount of income that should be reported to the tax authority but is not so reported. A complementary measure of the unreported economy is the â€Å"tax gap†, namely the difference between the amount of tax revenues due the fiscal authority and the amount of tax revenue actually collected. 3. UNRECORDED ECONOMY The â€Å"unrecorded economy† consists of those economic activities that circumvent the institutional rules that define the reporting requirements of government statistical agencies. A summary measure of the unrecorded economy is the amount of unrecorded income, namely the amount of income that should (under existing rules and conventions) be recorded in national accounting systems (e. g. National Income and Product Accounts) but is not. Unrecorded income is a particular problem in transition countries that switched from a socialist accounting system to UN standard national accounting. New methods have been proposed for estimating the size of the unrecorded (non-observed) economy. But there is still little consensus concerning the size of the unreported economies of transition countries. 4. INFORMAL ECONOMY The â€Å"informal economy† comprises those economic activities that circumvent the costs and are excluded from the benefits and rights incorporated in the laws and administrative rules covering property relationships, commercial licensing, labor contracts, torts, financial credit and social security systems. A summary measure of the informal economy is the income generated by economic agents that operate informally. The informal sector is defined as the part of an economy that is not taxed, monitored by any form of government, or included in any gross national product (GNP), unlike the formal economy. In developed countries the informal sector is characterized by unreported employment. This is hidden from the state for tax, social security or labor law purposes but is legal in all other aspects. On the other hand, the term black market can be used in reference to a specific part of the economy in which contraband is traded. Pricing Goods acquired illegally take one of two price levels: They may be cheaper than legal market prices. The supplier does not have to pay for production costs or taxes. This is usually the case in the black economy. Criminals steal goods and sell them below the legal market price, but there is no receipt, guarantee, and so forth. They may be more expensive than legal market prices. The product is difficult to acquire or produce, dangerous to handle or not easily available legally, if at all. If goods are illegal, such as some drugs, their prices can be vastly inflated over the costs of production. Black market can form part of border trade near the borders of neighboring jurisdictions with little or no border control if there are substantially different tax rates, or where goods are legal on one side of the border but not on the other. Products that are commonly smuggled like this include alcohol and tobacco. However, not all border trade is illegal. Prostitution Prostitution is illegal or highly regulated in most countries across the world. These places form a classic study of the black economy, because of consistent high demand from customers, relatively high pay, but labor intensive and low skilled work, which attracts a continual supply of workers. While prostitution exists in every country, studies show that it tends to flourish more in poorer countries, and in areas with large numbers of unattached men, such as around military bases. Prostitutes in the black market generally operate with some degree of secrecy, sometimes negotiating prices and activities through codewords and subtle gestures. In countries such as the Netherlands, where prostitution is legal but regulated, illegal prostitutes exist whose services are offered cheaper without regard for the legal requirements or procedures— health checks, standards of accommodation, and so on. In other countries such as Nicaragua where legal prostitution is regulated, hotels may require both parties to identify themselves, to prevent the rise of child prostitution. Weapons Fire Arms trafficking The legislatures of many countries forbid or restrict the personal ownership of weapons. These restrictions can range from small knives to firearms, either altogether or by classification (e. g. caliber, automation, etc. ), and explosives. The black market supplies the demands for weaponry that cannot be obtained legally, or may only be obtained legally after obtaining permits and paying fees. This may be by smuggling the arms from countries where they were bought legally or stolen, or by stealing from arms manufacturers within the country itself, using insiders. In cases where the underground economy is unable to smuggle firearms, they can also satisfy requests by gunsmithing their own firearms. Those who may buy this way include criminals to use for illegal activities, gun collectors, and otherwise law abiding citizens interested in protecting their dwellings, families or businesses. Illegally logged timber Illegally logged timber is a huge problem. According to interpol, the illegal logging industry is worth almost as much as drug production industry, in some countries. Animals and animal products Ivory trade / Wildlife trade In many developing countries, living animals are captured in the wild and sold as pets. Wild animals are also hunted and killed for their meat, hide, organs, †¦ Organs and other animal parts are sold for use in traditional medicine. Alcohol / Tobacco It has been reported that smuggling one truckload of cigarettes from a low-tax US state to a high-tax state can lead to a profit of up to $2 million. The low-tax states are generally the major tobacco producers, and have come under enormous criticism for their reluctance to increase taxes. Biological Organs Trade Organ trade is the trade involving inner organs (heart, liver, kidneys, etc. ) of a human for transplantation. There is a worldwide shortage of organs available for transplantation, yet trade in human organs is illegal in all countries except Iran. The problem of organ trafficking is widespread, although data on the exact scale of the organ market is difficult to obtain. Whether or not to legalize the organ trade, and the appropriate way to combat illegal trafficking, is a subject of much debate. Software piracy Street vendors in countries where there is scant enforcement of copyright law, particularly in Asia and Latin America, often sell deeply discounted copies of films, music CDs, and computer software such as video games, sometimes even before the official release of the title. A determined counterfeiter with a few hundred dollars can make copies that are digitally identical to an original and suffer no loss in quality; innovations in consumer DVD and CD writers and the widespread availability of cracks on the Internet for most forms of copy protection technology make this cheap and easy to do. How to cite Tax Evasion the Black Economy, Essay examples

Competitive Advantage In Business As Well †Myassignmenthelp.Com

Question: Discuss About The Competitive Advantage In Business As Well? Answer: Introduction The essay demonstrates the essentiality of influencing the buying behaviour, which can allow the companies to generate more sales revenue and gain a competitive advantage in business as well. The major factors that are responsible for influencing the behaviours of consumers and how the business organisations utilise the research activities for their marketing strategies have been illustrated here as well (Baker, 2014). Key factors that influence the consumer behaviour The consumers' behaviors are influenced by four major factors such as psychological factors that include motivation, perception of customers regarding a particular brand product, management of values and beliefs, etc., personal factors like age, occupation, lifestyle, personality, social factors including roles and status of individuals and lastly the cultural factors that include the culture, social class systems, etc. The social class structures create an impact on the norms, values and beliefs and allow people to make a decision while purchasing a product (Ferrell Hartline, 2012). One of the theories that resulted in influencing the social class is the trickledown effect where the people present in the lower social classes embrace the behaviours of consumers in the upper class. The consumers present in the lower class often lack proper knowledge and expertise to make decisions, and in such cases too, the upper class plays a major role in influencing their behaviours (Hair Jr Luk as, 2014). Another important factor that influences the consumer behaviour is the income of individuals. The individuals who earn more have better flexibility to make judgments while purchasing. The blue-collared consumers have higher incomes than the white collared consumers, and thus they have higher social status, which also impacts their behaviours during the purchase of a products or service. Occupation of individuals is responsible for income generation along with the proper knowledge that can be gained with the help of education level (Hollensen, 2015). Education level helps individuals to obtain information about the things that they are going to purchase, so it is essential for influencing their behaviours, potential of income and patterns of spending. The other factors influencing consumer behaviours are family background, social interactions, areas where they live, etc. The masculinity and fashion consumption also influence consumer behaviours and determines the success and achieveme nt of something, avoiding feminine things, focus more on being dominant and aggressive, etc. Men are more time conscious, have less patience and focus on completing the shopping activities within less time (Jobber Ellis-Chadwick, 2012). Thus the quality of products and convenience while purchasing products and services. Materialism is another major factor that determines the needs of physical products by individuals and can influence the consumer behaviours. The involvement of customers with the brand and the brand image and value offered can even create a positive mindset among customers and influence their buying behaviours (Wilson et al., 2012). Ways by which companies utilize research in this area for their own marketing strategies The key factors influencing the consumer buying behaviours are assessed by the business organisations to conduct a research and develop proper marketing strategies. This could help in managing manifestation of the market, allow every market segments to consume products in good numbers and ensure that the companies generate good amounts of profit in business. The materialism enables the customers to consume the products based on their status and level of knowledge regarding the products and services delivered by the business organisations (Baker, 2014). The consumers who buy more have the most positive attitudes and behaviours, and this can also influence the consumer buying behaviour. The better the quality of products and services are, the easier it becomes for influencing the behaviours of consumers. The present economic conditions in the market such as a positive economic condition within the business environment can make the customers become more confident and change their mindse t regarding the purchases made (Ferrell Hartline, 2012). The purchasing power of consumers also enhances their ability to buy products and services with ease and effectiveness. Conclusion The essay was created for understanding the major factors that had driven the buying behaviours of consumers in the market. It could be seen that the economic conditions within the market, brand engagement, quality of products and services along with lifestyle, status, income and occupation of individuals had been responsible for influencing the consumer buying behaviours. It was even seen that the factors were analysed to design proper approaches and strategies of marketing and ensure that the business flourish rapid References Baker, M. J. (2014).Marketing strategy and management. Palgrave Macmillan. Ferrell, O. C., Hartline, M. (2012).Marketing strategy, text and cases. Nelson Education. Hair Jr, J. F., Lukas, B. (2014).Marketing research(Vol. 2). McGraw-Hill Education Australia. Hollensen, S. (2015).Marketing management: A relationship approach. Pearson Education. Jobber, D., Ellis-Chadwick, F. (2012).Principles and practice of marketing(No. 7th). McGraw-Hill Higher Education. Wilson, A., Zeithaml, V. A., Bitner, M. J., Gremler, D. D. (2012).Services marketing: Integrating customer focus across the firm. McGraw Hill./p

To Clone Or Not To Clone Essays - Biology, Cloning,

To Clone or not to Clone The discovery of cloning can be both beneficial and harmful to society. There are many reasonable methods of cloning. For instance, the use of cloning for medical purposes can be helpful in taking human DNA and creating new body parts. Because of the shortage of donors, this could become a valuable asset to our society. Cloning of human body parts can also be harmful if it gets into the wrong hands. Cloning should be controlled by the government to the extent there is no possible way it will be misused. Cloning in the field of medicine could have practical applications. For example, genes from humans that produce necessary proteins could be included in the animal DNA so that the animal would produce that protein in its milk or blood. That protein could then be extracted and used in treatment for various human diseases or disorders. This could lead to the prevention and/or cure for AIDS and cancer. Genetic defects could also be cured with cloning technology. A genetic defect is a mutation in which the DNA has been altered and caused an abnormality in the body. People who wish to have a child could be tested for possible mutations in the DNA, and a genetic solution could be created and injected into the still developing egg. Mutations are natural, but when an abnormality occurs its a hard thing for a person to live with. Through cloning technology, genetic defects could be treated enabling the person affected the possibility of longer life. When transplants are needed, it could give p hysicians the ability to create body parts through DNA. For example, a kidney can be grown outside the body using the patients own DNA and used in a transplant without the fear of rejection. Although correcting genes and creating body parts is good, I think it would be harmful for a human to be cloned. For instance, a child that is born from a cloned embryo would have a picture taken of him/her, along with a description of the child and placed in a sales catalog. The prospective parents could choose the child they want, order its embryo, and implant it into the womans womb. After nine months the couple would have their dream child. Another instance from human cloning could be that a black market for embryos would arise. In this situation infertile couples could buy a frozen cloned embryo that was stolen or was to be discarded in order to have a child. Human cloning could also be harmful in the decline of genetic diversity. If everyone has the same genetic material, what happens if we lose the ability to clone? We would have to resort to natural reproduction, causing us to inbreed, which will cause many problems. Moral issues could also raise questions that cloning does n ot respect that humans have souls and we are taught to believe each one of us is unique. I think the discovery of cloning is very interesting but, also has many unanswered questions. There are things that need to be sorted out such as, Who can use cloning? and How it will be controlled? It would be terrible to think that the wrong people would abuse such a discovery.

Colorado College Block Plan Essay Examples

Colorado College Block Plan Essay ExamplesColorado College Block Plan Essay Examples can be very helpful to you when it comes to answering your college planning questions. A Block Plan Essay Sample will allow you to clearly outline the events that need to take place in your college planning.When it comes to student's projects, it's much easier to just hand down instructions and let the student do the rest. However, that's not how it usually goes down. If you have any problems, block plan essay samples are there to give you an idea on how to go about the planning and writing process.One of the things that you'll find in block plan essay examples is the sentence structure. All of the sentences should be consistent and flow from the other. You should also learn how to use them to get a proper feel for what the college is going to look like.The last thing that you will notice is the general writing style of college students. You want to make sure that you feel comfortable with it as much as possible. You should never write an essay in the middle of a midterm, you will want to put your time into this project and not waste it.As a reminder, while it is a very important part of your College Block Plan Essay Examples, you don't want to feel like you're repeating yourself or doing too much. If you have an idea about what the project is for, use it.College students always change their grades and assignments. If you don't know what your next assignment will be or if you haven't done it yet, it is always a good idea to test your knowledge of this by doing a paper in class before moving on to something else.Knowing when to say when is something that every college plan you come across is going to require you to keep up with. Every one of them has a deadline for each assignment. The majority of these deadlines are not only in class, but outside of class as well.These College Block Plan Essay Examples will help you see what type of college you would like to go to. It may be di fficult at first, but once you get the hang of it, the writing will start to come easy. You can finish them off with a reading comprehension test later on in your senior year.

Traditional Forms of Dress Essay Example

Traditional Forms of Dress Essay Example Traditional Forms of Dress Paper Traditional Forms of Dress Paper Clothing has long ago ceased to be just a protection from the cold and the sun and has evolved as fast as the human race. Animals show off bright colours to attract others at mating time and the human animal too has found it necessary to flaunt his or her looks. To help us to do this, since we have neither features nor fur, we have clothes as an excellent substitute.  Just like cultivation, clothes have evolved differently in different countries. So each country has its own traditional clothes. Usually clothes start out as being practical and later evolve as fashions. Clothes too develop according to cultures and, especially, religious beliefs. In countries where women are expected to be modest in dress, they cover themselves more. In other cultures there are no rules. In come societies where being practical in order to survive is the main rule, minimum clothing is emphasized for both men and women. But one thing stands out; traditional dress is usually graceful and says a lot about the history and cultures of the people. Most traditional clothes are graceful; at least cultures of the wearers. Most societies in the world want to maintain their cultures. In countries where many cultures prevail because of migrant communities like Singapore, there is fervour to preserve all the cultures when the word culture is mentioned, almost without exception clothes take a leading position. It is common to see clothes of bygone eras being exhibited in museums as examples of culture. Along with dancing, art and language clothes are one of the visible aspects of a culture. If we agree that tradition must be preserved then, traditional clothes must be preserved. The two can be said to be inseparable. Preserving tradition, on the other hand, does not mean that we should always wear them. The tendency today is to adopt clothes from other societies if they are more convenient: for example, the worker in India who has been wearing the white clothing for centuries, when doing outdoor work now finds that jeans, that great American creation is much more convenient. In fact, he probably wonders how his ancestors ever worked in clothes. But this does not in the least mean that he has given up clothes and begun to wear jeans- far from it; out of work he still wears the traditional clothing. So we have a good example of tradition being maintained while being practical about clothes. There are certain occasions when it is more practical to wear clothes from other countries, usually western clothes and it would be simply to insist otherwise. Then, again, as it is important to preserve traditional clothes there are certain other occasions when traditional clothes will be ideal. There are also certain occasions when traditional clothes are a must. There are occasions like weddings and other cultural functions when the graceful traditional clothes will add colour and gaiety to the occasion. In Singapore, it is permissible to wear ones ethnic traditional clothes to even the most formal function, even at the presidential palace. However, it turns out that only the ladies will appear in traditional clothes at such functions. This is no wonder as theirs, all our cultures are truly magnificent whereas, for some inexplicable reason, gentlemens clothes are plain and simple. Men wearing the traditional clothes beside their ladies are likely to appear like servants. Hence, it is common to find ladies adorned in traditional clothes while the gentlemen are in smart tuxedos; so much for preserving traditional clothes. The argument could be: preserving them need not mean wearing them.  Preserving traditions is akin to preserving the soul of a society. They take centuries to evolve and represent milestones in the evolving of a culture. Traditional clothes take the leading position when it comes to maintaining traditions and this is most welcome.

Properties and Functions of Money

Properties and Functions of Money Money is an important feature of virtually every economy. Without money, members of a society must rely on the barter system, or some other exchange program, in order to trade goods and services. Unfortunately, the barter system has an important downside in that it requires a double coincidence of wants. In other words, the two parties engaged in a trade must both want what the other is offering. This feature makes the barter system highly inefficient. For example, a plumber looking to feed his family would have to search out a farmer who needs plumbing work done on his house or farm. If such a farmer were not available, the plumber would have to figure out how to trade his services for something that the farmer wanted so that the farmer would be willing to sell food to the plumber. Luckily, money largely solves this problem. What Is Money? In order to understand much of macroeconomics, its crucial to have a clear definition of what money is. In general, people tend to use the term money as a synonym for wealth (e.g. Warren Buffett has a lot of money), but economists are quick to clarify that the two terms are not, in fact, synonymous. In economics, the term money is used specifically to refer to currency, which is, in most cases, not an individuals only source of wealth or assets. In most economies, this currency is in the form of paper bills and metal coins that the government has created, but technically anything can serve as money as long as it possesses three important properties. The Properties and Functions of Money The item serves as a medium of exchange. In order for an item to be considered money, it must be widely accepted as payment for goods and services. In this way, money creates efficiency because it eliminates uncertainty regarding what is going to be accepted as payment by various businesses.The item serves as a unit of account. In order for an item to be considered money, it must be the unit that prices, bank balances, etc. are reported in. Having a consistent unit of account creates efficiency since it would be pretty confusing to have the price of bread quoted as a number of fish, the price of fish quoted in terms of t-shirts, and so on.The item serves as a store of value. In order for an item to be considered money, it has to (to a reasonable degree) hold its purchasing power over time. This feature of money adds to efficiency because it gives producers and consumers flexibility in the timing of purchases and sales, eliminating the need to immediately trade ones income for goods a nd services. As these properties suggest, money was introduced to societies as a means of making economic transactions simpler and more efficient, and it mostly succeeds in that regard. In some situations, items other than officially designated currency have been used as money in various economies. For example, it used to be somewhat common in countries with unstable governments (and also in prisons) to use cigarettes as money, even though there was no official decree that cigarettes served that function. Instead, they became widely accepted as payment for goods and services and prices began to be quoted in the number of cigarettes rather than in official currency. Because cigarettes have a reasonably long shelf life, they do in fact serve the three functions of money. One important distinction between items that are officially designated as money by a government and items that become money by convention or popular decree is that governments will often pass laws stating what citizens can and cannot do with money. For example, it is illegal in the United States to do anything to money that makes the money unable to be further used as money. In contrast, there are no laws against burning cigarettes, aside from those banning smoking in public places of course.

Strategic Management Essay Example | Topics and Well Written Essays - 500 words - 2

Strategic Management - Essay Example GM has a brand name with Cadillac, Buick, Chevrolet, GMC, Hummer, Pontiac, Saab, and Saturn. Trucks, sport cars, sedans, and SUVs are made by GM. The recognition of the GM brand sets it above new automotive company competition. Another asset is GM’s resources. Money, automotive parts, factories, and stock allow GM to remain competitive worldwide. GM has spent millions on research for hybrids and other cars that run on alternative fuel, lower emissions, and safer products. This creates confidence in the GM product for the consumer population. External Analysis---The remote environment is promising for GM. The resources available to GM allow the company to comply with economic, social, political, technological, and ecological demands. The industry environment is no problem for GM. Entry barriers, supplier power, buyer power, substitute availability, and competitive rivalry are handled by GM’s strong foundation and brand name in the auto industry. The operating environment is more unstable. Customers, creditors, competitors, labor, and suppliers can be affected by a recession or high oil prices. GM will need to take this into consideration and make necessary changes accordingly. As long as GM continues to change in the face of adversity, produce quality products, and research alternative fuel sources, the company will make it through tough times and

Date Rape Essay Example | Topics and Well Written Essays - 1000 words - 1

Date Rape - Essay Example While majority of date rape victims are women, men can still fall victims to such violation. The rape need not occur during a date, and such things happen even among married couples. It is in fact a bothering estimate of â€Å"14-30% of all adult women have been raped or experienced attempted rape† (Burgess & Burpo, 2012, p.749). It is even more bothering that college-aged women make up the largest share of this percentage. Furthermore, it is not comfortable to know that â€Å"84% of rape survivors knew their assailants† (Burgess & Burpo, 2012, p.749). The staggering number of date rape incidence and all the factors surrounding it such as misconceptions, social stigma, and abuse and misuse of drugs and alcohol should be prevented in order to correct any erroneous beliefs, remove social stigma that silences the victims, and educate other people on the effects of substance abuse and misuse to eventually lessen the incidences of date rape. Interesting Facts 71% of rapes ar e planned or premeditated. Women are the ones most likely to be vulnerable when spending time along with a man. One of the major problems of date rape is that majority of the effects are unseen or even unheard. This means that many incidents may have been left unreported. It is said that less than 5% of college women who are victims of date rape report the incident to the authorities. However, around two-thirds of these victims confide into someone about their ordeal. In another study, 40% of these college-aged victims do not report the date rape because of fear for reprisal or social stigma (Sampson, 2002, p.4). One report states, â€Å"30% of respondents said a woman is partially or totally responsible for being raped if she was drunk† (Grubb & Harrower, 2009, p.63). Furthermore, in a large study, it is reported that 22.8% of college rape victims already experienced some form of sexual assault before. There is also a possibility of that serial rapists are common among date rapists, for there is a report saying that 96 males were responsible for 187 incidences of rapes (Sampson, 2012, p.10). The numbers continue to shock when a National Survey on Drug Use and Health reports that 75% of male students and 55% of female students had been drinking alcohol or taking drugs before the date rape. Considering the fact that most date rapes are unreported, there is still an average of 25% females who are reported to be victims of date rape. Passive and Active Causes Misconceptions, social stigma, and abuse and misuse of drugs and alcohol should be looked into as major components of this horrific violence against women, mainly. One, some people have particular prejudice, false beliefs, and even stereotypes about rape, rapists, and rape victims. For example, it is a widespread idea that a woman’s dress may provoke a man to be sexually aggressive. There may also be incidences when flirting may be misinterpreted as interest in having sex. There are also gender ed social roles that makes one think men should pursue women, and that women should be passive and unassertive. Men might erroneously think that women expect aggression or compulsion in sexual acts. Worsening these misconceptions is the lack of knowledge. According to Burgess & Burpo (2012), there is a: number of women who have experienced events that meet the legal definition of rape, but fail to describe these events as rape;

Assets Of Commercial Bank In Nepal Analysis

Assets Of Commercial Bank In Nepal Analysis The aim of this project is to assess the level of non-performing assets and its repercussions in overall financial stability of commercial bank in Nepal through the comparison between proper Nepali bank and the joint venture bank. The specific objectives are : To determine the extent to which commercial banks face potential financial instability because of non-performing assets. To identify the mechanisms by which commercial banks control non-performing assets. To identify successful and unsuccessful measures in relation to recover and mobilization of non-performing assets of commercial bank. To find out Whether or not Nepalese Commercial Banks are following rules and regulations of NRB (Nepal Rastra Bank) regarding their lending, especially to maintain the provision for NPA? To enumerate and examine the level of NPA to total assets, total lending and total deposit of these two commercial banks. To identify the internal and external factors affecting on the growth of NPA? To identify the effects of Non-Performing Assets on ROA and ROE of these two commercial banks. To identify which bank has high level of non- performing assets To make recommendations as to how commercial banks might improve their efforts in relation to minimization of non-performing assets. These objectives will be achieved by addressing the following research questions: Which bank, proper nepali bank or joint venture bank, is actively seeking to minimize risks of non-performing assets? When did non-performing assets start showing impacts in the bank? What resources do the banks devote to control non-performing assets? Who decides on this resource allocation? How do banks seek to control non-performing assets? Is non-performing asset increasing amongst banks? What is the degree of increment of non-performing asset in proper Nepali commercial bank and joint venture bank? What percentage of total assets and total lending is occupying by NPAs of Nepalese commercial banks? How does non-performing assets effects on return on total assets (ROA) and shareholders equity (ROE)? What are major internal factors, external factors and other main causes to growth of NPA? To compare the percentage of non-performing assets of these commercial banks in different time period. Which measure (or measures) in particular has been effective in curbing non-performing assets of commercial banks? What factors contribute to a successful management of non-performing assets? Are increased non-performing assets retaining provisions considered to be good news for all banks or only for particular banks? Do the valuation implications of non-performing assets vary across banks? The Context and Background of the Proposal: The proposal is to concentrate on two commercial banks of Nepal: Rastriya Banijya Bank (a proper Nepali bank) and Everest Bank Limited (a joint venture bank); RBB and EBL respectively in acronyms. These are the two main banks operating in the banking industry in the expanding economy of Nepal. Rastriya Banijya Bank (RBB) is fully government owned, and the largest commercial bank in Nepal. RBB was established on January 23, 1966 (2022 Magh 10 BS) under the RBB Act. Now, the bank is running under bank and financial institute act 2063. RBB has been contributing to socio-economic development of the country for the last four and half decades. The Bank has currently entered into 46 years of service. RBB provides various banking services to a wide range of customers;  they include elite to poor individuals, institutional customers, and the customers  from industry / business communities. RBB has many correspondent arrangements with major international banks all over the world that facilitate trade finance, bank-originated personal funds transfers and interbank funds transfer. The bank has played crucial role for the development of financial sector i.e. bank, insurance companies through its promoters role. As a second commercial bank of the country, the bank has been contribut ing in the trade, industry and agricultural sector of the country. The bank has also contributed in the hydropower sector. Health and Education sector are also benefitted through its disbursement. As a government owned bank the bank is also contributing towards achieving national goals as per the government directives. The bank has made significant contribution in the development of private sector either by loan disbursement or  by active participation in the fairs organized by industrial and business communities. A leading commercial bank of Nepal established in the year 1994 in joint venture with Punjab National Bank, India, Everest Bank Limited (EBL) started its operation with a view and objective of extending professionalized and efficient banking services to various segments of the society. Punjab National Bank (PNB), EBLs joint venture partner (holding 20% equity in the bank) is the largest nationalized bank in India. With its presence virtually in all the important centres at Nepal, EBL offers a wide variety of banking services which include corporate and personal banking, industrial finance, agricultural finance, financing of trade and international banking. The large presence and vast resource base have helped the Bank to build strong links with trade and industry. These two banks make for an interesting comparison since they are both leading commercial banks with large number of clients, covering a diverse range of commercial sectors. They both share the bad news associated with increased provisions, preempted by loan default and increases in non-performing loans. The bad news in loan loss provisions is most likely to occur when fourth quarter audits correct under-provisioning relative to increases in non-performing loans during the first three quarters of the fiscal year which found the common victim in RBB and EBL. In contrast to EBL, the bad news stems from management exercising power over loan-loss provisions and their engagement in protection of larger numbers of defaulters in RBB. The disclosure of RBB as having more potential threats of increase in non-performing assets to EBL is hugely credited to the flexibility for efficient contracting provisions. At the time when economic activities are growing rapidly throughout the country, it is most uphill task for the banks to manage and curb non-performing assets. Moreover, political instability has resulted in more cases of commercial loans defaulting. Interestingly, consumer loans are hardly non-performing given to the rise of middleclass and service industry. But this trend differs in both EBL and RBB. This study purposes to underscore the importance of management of non-performing assets of RBB and EBL while comparing the provisions and their outcome in banking sector. Preliminary Literature Review Investment theory defines non-performing asset as â€Å"a debt obligation where the borrower has not  paid  any  previously agreed upon  interest and principal repayments to the designated lender for an extended period of time. The non-performing asset is therefore not yielding any income to the lender in the form of principal and interest payments. Non-performing asset has become the major problem in investment banking since the inception of banking service itself. Literature devoted to the cause and effect of non-performing assets of banks concentrates mainly over the consequence and overall impact on the systematic wellbeing of bank due to the rise of non-performing assets. In the article â€Å"Differential Valuation Implications of Loan Loss Provisions across Banks and Fiscal Quarters Chi-Chun Liu(1997) concentrates over the impact of loan loss provisions in market: â€Å"Prior research finds that, on average, the market reacts positively to loan loss provisions conditional on less discretionary information about loan default, such as non-performing loans and loan write-offs (133). Lius finding holds across different model specifications and study periods, despite radical changes in the banking industry over time. Liu finds that loan loss provisions are good news only for banks with loan portfolios that contain a high proportion of loans for which loss provisions require judgment and discretion on a loan-by-loan basis (e.g., commercial loa ns) rather than using statistical methods (e.g., consumer loans). A substantial body of research sought to confirm managements role regarding loan default. James M. Wahlens(1994) study in â€Å"The Nature of Information in Commercial Bank Loan Loss Disclosures suggests that loan loss provisions are to be â€Å"maintained at levels considered adequate to reflect managements expectations of future losses because â€Å"managers have private information regarding default risks inherent in the loan portfolio (455). Wahlen finds that managers judgment is necessary in estimating the loan loss provision each period. Wahlen further contends, â€Å"It is prohibitively costly for investors and monitors to obtain all of managements information about the loan portfolio each period . . . [Thus] bank managers can exercise discretion over the timing of provisions for certain loan losses (456). Wahlen examines the relations between unexpected loan loss provisions and both stock returns and changes in future cash flows, and the role of managers in handling non-p erforming assets, in his study. Similarly, Iftekhar Hasan and Stephen D. Smith (1997) have argued that traditional view in profitability of banking institutions does not comprehend recently developing market trends. The duo has empirically investigated the alternative hypothesis using overall profit measures: â€Å"the negative price-concentration relationship does not hold over the entire range of observed market concentration (47). They have focused on the impact of concentration and efficiency measures using price data for individual products and services. Jackson (1992) suggests that any generalization of such statements since price-concentration measures may vary substantially across time periods. Recently, in a comprehensive study, Berger and Hannan (1993) found more support for the structure-conduct-performance hypothesis than for the relative-market-power and/or efficient structure hypothesis. While concentrating over the role of banking sector in fetching the great depression of 1930s in America, Adam B. Ashcraft(2005) analyses the implication of non-performing assets in overall macroeconomic scenario in the article â€Å"Are Banks Really Special? New Evidence from the FDIC-Induced Failure of Healthy Banks. Ashcraft contends that severe contraction in banks results from uncontrolled lending. He writes: While there is some disagreement in the literature over the precise mechanism through which failure affects real activity it is hard to walk away without the conclusion that bank failures played an important macroeconomic role in the severity of the economic downturn. What are the possible mechanisms? The most direct effect is through the loss of real wealth by uninsured depositors and other creditors. Even in the absence of a wealth effect, however, the creditors of a failed bank lose liquidity while they wait for assets to be liquidated, which in turn affects real spending in the presence of borrowing constraints. (1712) Ashcraft observes that when a bank fails, some long-standing relationships with its customers are disrupted, if not destroyed. If customers are unable to replace these relationships with other lenders on equal terms, this contraction in the supply of bank credit has an effect on real activity. And finally, there is the threat of contagion, where the failure of one institution prompts a run on other banks, spreading the effect of failure throughout the economy. Literature related to non-performing assets and the Indian experience provides the glimpse of Asian economy and challenges of banking industry. Prashanth K Reddy(2002) makes a comparative study of Asian banking industry in â€Å"A comparative study of Non Performing Assets in India in the Global context similarities and dissimilarities, remedial measures. Reddy stresses the importance of a sound understanding of the macro economic variables and systemic issues pertaining to banks and the economy for solving the NPA problem along with the criticality of a strong legal framework and legislative framework. Reddy contends: Concerns have been raised about their relevance to India. A significant percentage of the NPAs of the PSBs are in the priority sector. Loans in rural areas are difficult to collect and banks by virtue of their sheer reach are better placed to recover these loans. Lok Adalats and Debt Recovery Tribunals are other effective mechanism to handle this task. ARCs should focus on the larger borrowers. Further, there is a need for private sector and foreign participation in the ARC. Private parties will look to active resolution of the problem and not merely regard it as a book transaction. Moving NPAs to an ARC doesnt get rid of the problem. Actions and measures have to be taken to build investor confidence. (12) Reddy stresses on the need to analyze foreign experiences that must be utilized along with a clear understanding of the local conditions to create a tailor made solution which is transparent and fair to all stakeholders. Reducing systemic risk potential that the non-performing assets create in banks is probably the strongest economic rationale for supervision of any economic system. In that context all over the world capital adequacy has become a core instrument of effective supervision of banking system. But the lack of research in Nepali commercial banking sectors has further prompted to economic instability. This research proposes to study the variables behind non-performing assets and its implication in commercial banking through the comparison between EBL and RBB. Consequently, the researcher hopes in treading into new avenue of research and its make recommendations for the reform process to be initiated in the Nepali banking industry as apart of the liberalisation of the economy in general and the financial stability in particular. Methodology / Sources of Data Researching NPAs of commercial banks is a sensitive topic. Several parties contribute to the â€Å"dynamics of the situation. These parties are: Bank employees and their representative from portfolios of credit (loan) department. Perspective clients of consumer loan and commercial loan investment from EBL and RBB Post-graduate students of finance and investment from various universities Law professionals handling the cases of NPAs. Journalists active in featuring economic beat across different prominent newspapers and magazines. A comprehensive investigation of this topics should attempt to collect data from each of these parties. It is proposed that the following methods of data collection be deployed: A content analysis of literature produced by these commercial banks, particularly their investment literature. Much of this literature is prepared for public consumption and hence will be readily available. Interviews with a representative sample from each of the parties identified above. Resource constraints do not allow for national coverage, hence these interviews will be conducted in one region of the country, which will be selected on the basis of convenience for the researcher. This could well limit the generalisations that can be made from the data. The researcher will â€Å"pose as a prospective client and will write a letter to each banks requesting guidance for loans. This raises ethical issues since a certain amount of â€Å"deception is involved. However, it is felt that it is a legitimate approach and doesnt cause personal harm to any party. The researcher will dispatch questionnaire selecting and identifying representative information provider from each party who in turn will provide with necessary information for the research. Anticipated Outcomes This work is essentially a comparative analysis since the issuance of loans and the state of recovery of two commercial banks are being compared. For the comparison to be meaningful and objective it is essential that a standard framework be adopted. It is proposed to structure the data collection and also the comparison and analysis using a distribution framework of: Public Sector Units Large Industries Medium Industries Other non priority Sectors Agriculture Small scale industries Other Priority sectors Hence in simple terms the results of the project could be presented in the following dummy table: Borrowing Segment-wise NPA Gross NPA RBB EBL Amount Percentage of Total NPA Amount Percentage of Total NPA Public Sector Units Large Industries Medium Industries Other non priority Sectors Agriculture Small scale industry Other Priority sectors It is envisaged that this will provide a degree of originality because the application of a distribution framework to an investment relations issue is novel. On the basis of the comparison of the activities of the two banks some recommendations can be made regarding the relative success of investment initiatives in this context.